Viper Pay — Payments, simplified.
A modern payment and wallet platform by Virex. Ledger-based balances, partner-issued cards, and security-first controls.
Viper Pay is a fintech platform, not a bank. Regulated services (e.g., card issuance) are provided by licensed partners.
The Hardware
A premium card for a premium experience.
Instant virtual cards + beautifully crafted physical cards. Freeze options, spending limits, and real-time notifications.
- check_circle Instant virtual cards after signup
- check_circle Freeze/unfreeze in real time
- check_circle Global acceptance via issuing partners
Ecosystem Benefits
Modern tools for modern finance.
Ledger wallet, partner-issued cards, and practical security controls — all wrapped in a clean Virex UX layer.
Complete Banking Layer
Everything you need in one place
Powerful modules designed for control: transfers, analytics, multi-currency, vaults, receipts, shared spaces.
Instant Transfers
Send and receive money instantly to other users. No waiting.
QR Payments
Pay by scanning QR codes. Fast, secure, contactless.
Smart Analytics
Categorization + insights so users actually see where money goes.
Freeze Cards
Lost card? Freeze instantly. Unfreeze when you find it.
Real-time Alerts
Every transaction triggers a notification. Always in control.
Multi-Currency
Hold multiple currencies and exchange with competitive rates.
Savings Vaults
Set goals, automate saving, and track progress.
Digital Receipts
Store receipts with transactions for clean bookkeeping.
Shared Accounts
Shared spaces for friends/family expenses and budgets.
Bank-Level Security
Your money, protected
Strong encryption, biometric access, 3D Secure, and audit-friendly transaction history.
Biometric Auth
Face ID / fingerprint for secure access.
256-bit Encryption
Encryption by default for data and traffic.
3D Secure
Extra verification layer for online purchases.
Audit Trail
Clear history and monitoring-friendly flows.
What Viper Pay is not
Viper Pay is not a bank. Regulated services (e.g., card issuance) are provided by licensed partners. Viper Pay focuses on UX, wallet logic, and controls.
Strategic Roadmap
A realistic rollout: MVP → beta access → partner-issued cards → scale.
Request Early Access
Join the waitlist. Be among the first to experience Viper Pay.
VIPER PAY IS A FINANCIAL TECHNOLOGY PLATFORM, NOT A BANK. BANKING SERVICES ARE PROVIDED BY LICENSED PARTNERS. THE VIPER CARD IS ISSUED BY AUTHORIZED INSTITUTIONS PURSUANT TO LICENSE.